Credit Authorizers, Checkers, and Clerks - Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data; determine credit worthiness; process applications; and notify customers of acceptance or rejection of credit.
The national average annual salary for this occupation is $34,670 per year. Nationally, the average hourly wage for this occupation is $16.67. The average wage in New Mexico is well below the national average. In New Mexico, the average hourly wage is $12.39 and most workers in this occupation earn between $9.01 and $14.08 per hour.
In the table click on the "+" sign to expand/collapse areas.
| Area | Entry Wage | Average Wage | Experienced Wage |
|---|---|---|---|
| National Annual | $34,670 | ||
| National Hourly | $16.67 | ||
| Statewide Annual | $18,739 | $25,775 | $29,294 |
| Statewide Hourly | $9.01 | $12.39 | $14.08 |
| Metro Areas | |||
| Albuquerque Annual | $21,398 | $30,308 | $34,763 |
| Hourly | $10.29 | $14.57 | $16.71 |
| Farmington Annual | - | - | - |
| Hourly | - | - | - |
| Las Cruces Annual | $17,786 | $24,264 | $27,503 |
| Hourly | $8.55 | $11.67 | $13.22 |
| Santa Fe Annual | - | - | - |
| Hourly | - | - | - |
| Regions | |||
| Central Annual | $21,398 | $30,308 | $34,763 |
| Hourly | $10.29 | $14.57 | $16.71 |
| Eastern Annual | $17,985 | $23,891 | $26,844 |
| Hourly | $8.65 | $11.49 | $12.91 |
| Northern Annual | $18,687 | $25,578 | $29,024 |
| Hourly | $8.98 | $12.30 | $13.95 |
| Southwestern Annual | $19,435 | $22,987 | $24,763 |
| Hourly | $9.34 | $11.05 | $11.91 |
A dash '-' indicates that information is not available for this occupation or area.
Metro Areas refer to Metropolitan Statistical Areas.
Regions refer to Workforce Investment Areas.
For more detailed information about New Mexico wages visit the Occupational Employment Statistics program website.
Information displayed represents annual 2010 wages.
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New Mexico
2008 to 2018
In 2008 there were about 380 workers in this occupation in New Mexico. The Department of Workforce Solutions estimates that by 2018 this number will decrease by about -10 percent and an estmated 350 will be employed in this occupation. Compared to other occupations, employment growth in this occupation is declining. Job opportunities indicate few and keen competition, as there should be about 0 openings each year for workers in this occupation.
In the Table click on the "+" sign to expand/collapse areas
| Area | Estimated Employment 2008 | Projected Employment 2018 | Annual Percent Change | Total Annual Average Openings |
|---|---|---|---|---|
| New Mexico | 380 | 350 | -1.03% | 0 |
| + Metro Areas | ||||
| Albuquerque | 160 | 140 | -0.85% | 0 |
| Farmington | - | - | - | - |
| Las Cruces | 70 | 60 | -1.72% | 0 |
| Santa Fe | - | - | - | - |
| + Regions | ||||
| Central | 160 | 140 | -0.85% | 0 |
| Eastern | 80 | 80 | -0.87% | 0 |
| Northern | 60 | 60 | -0.98% | 0 |
| Southwestern | 70 | 60 | -1.02% | 0 |
A dash '-' indicates that information is not available for this occupation or area.
Metro Areas refer to Metropolitan Statistical Areas.
Regions refer to Workforce Investment Areas.
Credit Authorizers usually need Bachelor's Degree.
| Education Level | Percentage |
|---|---|
| Bachelor's Degree | 46% |
| High School Diploma (or GED or High School Equivalence Certificate) | 27% |
| Associate's Degree (or other 2-year degree) | 23% |
| Some College Courses | 2% |
| Post-Secondary Certificate - awarded for training completed after high school (for example, in Personnel Services, Engineering-related Technologies, Vocational Home Economics, Construction Trades, Mechanics and Repairers, Precision Production Trades) | 2% |
| Post-Baccalaureate Certificate - awarded for completion of an organized program of study; designed for people who have completed a Baccalaureate degree, but do not meet the requirements of academic degrees carrying the title of Master. | 0% |
Information based on O*NET data and is the result of a national survey.
Use this list to find educational opportunities for this occupation. Contact the specific schools directly to find out application requirements and program availability.
In the table click on the "+" sign to expand/collapse areas.
| + Bency Associates IT Computer Training | ||
|---|---|---|
| Website:http://www.bency.com | ||
| Type | Standardized Program Title | |
| Postsec. Awards/Cert./Diplomas; 1-2 yrs. | Banking and Financial Support Services | |
| + Central New Mexico Community College | ||
| Website:http://www.cnm.edu/ | ||
| Type | Standardized Program Title | |
| Associate's Degree | Banking and Financial Support Services | |
| Postsec. Awards/Cert./Diplomas; 1-2 yrs. | Banking and Financial Support Services | |
| + Central New Mexico Community College-Mon | ||
| Website:http://www.cnm.edu/campus/montoya/index.php | ||
| Type | Standardized Program Title | |
| Associate's Degree | Banking and Financial Support Services | |
| Postsec. Awards/Cert./Diplomas; 1-2 yrs. | Banking and Financial Support Services | |
| + Central New Mexico Community College-Sou | ||
| Website:http://www.cnm.edu/svc/index.php | ||
| Type | Standardized Program Title | |
| Associate's Degree | Banking and Financial Support Services | |
| Postsec. Awards/Cert./Diplomas; 1-2 yrs. | Banking and Financial Support Services | |
| + Central New Mexico Community College-Wes | ||
| Website:http://www.cnm.edu/campus/westside/index.php | ||
| Type | Standardized Program Title | |
| Associate's Degree | Banking and Financial Support Services | |
| Postsec. Awards/Cert./Diplomas; 1-2 yrs. | Banking and Financial Support Services | |
| + Central New Mexico Community College-Wo | ||
| Website:http://www.cnm.edu/campus/wtc/index.php | ||
| Type | Standardized Program Title | |
| Associate's Degree | Banking and Financial Support Services | |
| Postsec. Awards/Cert./Diplomas; 1-2 yrs. | Banking and Financial Support Services | |
| + Western New Mexico University | ||
| Website:http://www.wnmu.edu/ | ||
| Type | Standardized Program Title | |
| Associate's Degree | Banking and Financial Support Services | |
This list is updated once a year and is compiled from the NM Department of Higher Education and other sources.
No New Mexico occupational license is required.
No WorkKeys scores are available for this particular occupation.
For further information on WorkKeys please visit the ACT-WorkKeys website. Skill levels are provided for individuals who know thier scores.
| Industry | Percent of Employed |
|---|---|
| Administrative and Support Services | * |
| Building Material and Garden Equipment and Supplies Dealers | * |
| Credit Intermediation and Related Activities | 83.3% |
| General Merchandise Stores | * |
| Hospitals | * |
| Merchant Wholesalers, Durable Goods | * |
| Merchant Wholesalers, Nondurable Goods | * |
| Miscellaneous Store Retailers | * |
| Motor Vehicle and Parts Dealers | 2.3% |
| Real Estate | * |
| Self-Employed Workers, Primary Job | 1.4% |
* Data is confidential.
Source: NMDWS, Economic Research and Analysis Bureau
- Accounting Manager
- Accounts Receivable Manager
- Branch Manager
- Business Manager
- Call Out Operator
- Charge Authorizer
- Chief Financial Officer (CFO)
- Collections Manager
- Collector
- Commercial Credit Reviewer
- Commercial Loan Reviewer
- Controller
- Credit Adjuster
- Credit Administrator
- Credit Analyst
- Credit Assistant
- Credit Coordinator
- Credit Director
- Credit Historian
- Credit Interviewer
- Credit Investigator
- Credit Manager
- Credit Processor
- Credit Reference Clerk
- Credit Reporter
- Credit Representative
- Credit Specialist
- Credit Verifier
- Customer Service Representative
- Finance Manager
- Inspector
- Inspector, Credit Rating
- Inspector, Farm Loan
- Insurance and Accounts Receiveable Coordinator
- Investigator
- Investigator, Credit
- Loan Processor
- Office Manager