Be On The Lookout For Unemployment Insurance Scams
Fake Unemployment Benefits Filing Websites - Don't Be Fooled
It is very important when filing a claim for unemployment benefits that you make sure you are on an official state web site. Customers have reported visiting sites such as UnemploymentBenefits.us and unemployment.info where they were fooled into giving personal and financial information or were actually charged fees.
You will NEVER be charged a fee to file your claim for unemployment benefits. The only site in New Mexico to file for benefits is www.jobs.state.nm.us .
We suggest you do NOT do an internet search for unemployment benefits. Many of the top search results are NOT real sites to file your claim. If a site asks you for credit card information or attempts to sign you up for a kit for finding government grants or other such services, know that this did not originate with the New Mexico Department of Workforce Solutions. If you do give credit card information you may have rights to cancel the transaction. Contact your credit card company immediately for details.
The New Mexico Department of Workforce Solutions does not ask for personal information by email or text.
The New Mexico Department of Workforce Solutions may occasionally send emails to communicate issues about the use and availability of our website to customers and to provide general information on the Unemployment Insurance program.
We WILL NOT ask you for personal information or for you to verify your eligibility for unemployment benefits by email or text message. If you receive an email or text message and you are unsure if it came from the Department of Workforce Solutions, contact the Unemployment Insurance Operations Center at 1-877-664-6984.
Be On The Lookout For Job Scams
Please be aware that we strive to verify that all employers on this system are legitimate organizations. However, you should be cautious about any communications you receive offering you a job or mentioning that the sender viewed your resume online. Be cautious and NEVER send anyone money that has offered you work of any kind. Even if they have recently sent you a check which you deposited, the check could be a fake. Please contact us if you do receive correspondence from a scam employer so we can take appropriate action immediately. Find your local New Mexico Workforce Connection Center.
Common Employment Related Scams
Steps to Better Protect Yourself
- CHECK CASHING SCAMS
- Check cashing scams frequently begin with email correspondence offering a job either as (1) a secret shopper or (2) someone who transfers funds internationally. The scam artists often attempt to reassure the victim of the legitimacy of the position by offering documents which actually have no value, such as invalid contracts, forged or false documents bearing company letterhead, false letters of credit, payment schedules and bank drafts. After obtaining the trust of the victim, the scammer continues. Checks, money orders or wire deposits will be sent to the victim for "processing" or for use as a deposit while "secret shopping" a local bank. The victim will be asked to cash the check or money order (wire deposits will send the money directly to the victim’s account) and send a percentage of the funds back to the scammers. The need for the "middle man" is often explained as being a way around international fees or taxes, and sometimes the need to obtain payments from PayPal or another online payment system. Once the funds are sent back to the scammers (usually the victim is told to keep a percentage for themselves, as payment for their services) the victim’s bank or financial institution learns that the check/money order/wire transfer was fraudulent. The funds are then subtracted from the victim’s account and they are made liable for the lost money.
- Reshipping scams are often targeted at work-at-home moms or other people trying to supplement their income. These scams begin with an employment offer, usually via email, to the victim. As with check cashing scams, these "employers" offer legitimate looking contracts and other documentation to make them appear legitimate. Once the victim's trust has been obtained, packages are shipped to the victim's residence with instructions to reship the packages to another address. (Often the victim is asked to repackage the goods.) Once the package has been shipped from the victim's residence (or by using a service such as DHL, FedEx or UPS) the victim is "guilty" of receiving and shipping stolen property. This can result in police involvement, as the return address or shipping receipts lead back to the victim.
- WORK AT HOME SCAMS
- Work at home scams are varied and can be more difficult to detect than the other scams described here. They come in many different forms and change regularly. The following are some of the most common:
- Envelope Stuffing Scams - These scams usually incorporate a "registration fee" to be paid before work can begin. Once this fee has been paid, the "employee" is asked to post an ad in a local newspaper or other media, using their own contact information. This ad is often the exact same ad that the "employee" responded to. Once the "employee" receives a response to the ad, he or she will fill an envelope with information/instructions on how to start and mail it to the new applicant. The scammer claims that your fees will be calculated based upon how many responses you get for the ad you placed.
- Medical Billing - Advertisements for these pre-packaged businesses always contain an initial financial investment. The advertisement or solicitations will falsely state that only a small percentage of medical claims are transmitted electronically and that the market for medical billing is wide open. In reality, however, the market is well established. You should therefore be cautious of these advertisements.
- List of Work-At-Home Jobs - These are offers to purchase a list of companies that are purportedly hiring for work-at-home positions. You should exercise caution before purchasing such lists because they are often inaccurate.
- MULTI-LEVEL MARKETING (MLM)
- Also referred to as Pyramid Schemes, these marketing ploys involve recruiting new members to earn money. Although there are legitimate MLM businesses, also called "Network Marketing," these are based on selling products or a service. When the business focuses primarily on finding new recruits, the business and its employees may be in danger of participating in an illegal pyramid scheme.
- Keep your email address private
- Be cautious of any employer offering employment without an interview (either in person or by phone).
- Be cautious of any employer who charges a fee to either employ or find placement for you.
- Please investigate thoroughly any employer requesting that you transfer funds or receive packages for reshipment, especially if they are located overseas. Most of these employment offers are check-cashing or shipping scams!
- Do not provide your Social Security number or any other sensitive information to an employer unless you are confident that the employer is legitimate.
- Avoid vague offers as these are often scams. If the employer is not willing to specifically describe the position they are offering, you should exercise caution.
- Be wary of inflated claims of product effectiveness.
- Be cautious of exaggerated claims of possible earnings or profits.
- Beware when money is required up front for instructions or products.
- Be leery when the job posting claims "no experience necessary."
- Be cautious when dealing with individuals outside of your own country.
- Be wary when replying to unsolicited emails for work-at-home employment.
- Research the company to ensure it is authentic.
- Contact the Better Business Bureau to determine the legitimacy of the company.
- Be cautious of employers who conduct their interviews in a home setting or in motel rooms.